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FOR VALUED RECEIVED, the borrower [Name], residing at [Address], who has executed this note below, shall pay to [Name] (the lender or his or her assignee) the principal amount of [$------], together with interest calculated at __ percent [--%], per year on the outstanding balance.
The entire amount, principal and interest, shall be due and payable ON DEMAND by the holder of this note.
Failure to make payment when due shall be a default of the loan. Should a default exist for more than [--] days, the borrower agrees to pay the holder of this note reasonable costs of collection including attorney fees, as authorized by state law.
ACKNOWLEDGEMENT BY NOTARY PUBLIC
State of ________)
On ________, before me, ________, Notary Public, personally appeared ________, who proved to me on the basis of satisfactory evidence to be the person(s) whose names(s) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies) and that by his/her/their signatures on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument.
I certify under the PENALTY OF PERJURY under the laws of the State of _________ that the foregoing paragraph is true and correct.
WITNESS my hand and official seal.
Name of Notary
My Commission Expires